Mortgage Loans in Wheat Ridge, CO

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best mortgage possible for your unique scenario!

Conventional

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FHA

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VA

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Jumbo

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Rehab

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USDA

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Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

Documentation:

Appraisal:

Underwriting:

Conditional Approval:

Clear to Close:

Closing:

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All about Wheat Ridge, CO

The City of Wheat Ridge is a home rule municipality located in Jefferson CountyColoradoUnited States. Wheat Ridge is located immediately west of Denver and is a part of the Denver–Aurora–Lakewood, CO Metropolitan Statistical Area. The Wheat Ridge Municipal Center is approximately 5 miles (8 km) west-northwest of the Colorado State Capitol in Denver. The city had a population of 30,166 as of the 2010 Census.

Source: https://en.wikipedia.org/wiki/Wheat_Ridge,_Colorado

History of Wheat Ridge, CO

Although Wheat Ridge is a relatively young incorporated city, it has a history based on agriculture and the community’s location along regional travel routes. It grew from a popular rest stop for travelers during the Gold Rush of the late 1850s to an agricultural and suburban community known as the “Carnation City” in the mid-1900s. As the residential areas of unincorporated Jefferson County grew to provide housing to the Denver workforce during the 1950s, the major transportation corridors extending from Denver developed with commercial services. During that era, the formation of numerous utility and fire protection districts provided these unincorporated areas with urban services. Eventually, due to the increasing annexation pressure from nearby municipalities, Wheat Ridge was incorporated in 1969.

Source: https://en.wikipedia.org/wiki/Wheat_Ridge,_Colorado

Demographics of Wheat Ridge, CO

As of the 2010 census, there were 30,166 people, 13,976 households, and 7,489 families residing in the city. The population density was 3,243.7 people per square mile (1,251.7/km2). There were 14,868 housing units at an average density of 1,598.7 per square mile (616.9/km2). The racial makeup of the city was 85.6% White, 1.6% Asian, 1.2% African American, 1.2% American Indian, 0.1% Pacific Islander, 6.9% from other races, and 3.4% from two or more races. Hispanics and Latinos of any race were 20.9% of the population.

There were 13,976 households, out of which 23.1% had children under the age of 18 living with them, 36.5% were married couples living together, 5.4% had a male householder with no wife present, 11.6% had a female householder with no husband present, and 46.4% were non-families. 38.4% of all households were made up of individuals, and 14.7% had someone living alone who was 65 years of age or older. The average household size was 2.12, and the average family size was 2.81.

The distribution of the population by age was 18.7% under the age of 18, 7.3% from 18 to 24, 25.7% from 25 to 44, 29.7% from 45 to 64, and 18.6% who were 65 years of age or older. The median age was 43.7 years. The gender makeup of the city was 48.6% male and 51.4% female.

The median income for a household in the city was $47,014, and the median income for a family was $59,275. Males had a median income of $45,655 versus $36,741 for females. The city’s per capita income was $28,372. About 8.7% of families and 10.9% of the population were below the poverty line, including 16.7% of those under age 18 and 6.3% of those age 65 or over.

Source: https://en.wikipedia.org/wiki/Wheat_Ridge,_Colorado

Hundreds of 5-star

reviews & happy clients!

“Integrity and excellence. Those are the two words that come to mind when I reflect on what it was like to work with Justen and Mimi in the sale of my home. Having gone through the complicated and stressful process several times before, I can't overstate how reassuring their honesty, expertise, urgency, local knowledge, professionalism, patience, and positivity truly was - whether you're purchasing or selling property, I can't recommend this team enough!”

Zak GarrissHomebuyer