Mortgage Loans in Arvada, CO

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Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

Documentation:

Appraisal:

Underwriting:

Conditional Approval:

Clear to Close:

Closing:

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All about Arvada, CO

Arvada is a home rule municipality located in Jefferson and Adams countiesColorado, United States. The city population was 124,402 at the 2020 United States Census, with 121,510 residing in Jefferson County and 2,892 residing in Adams County. Arvada is the seventh most populous city in Colorado. The city is a part of the Denver–Aurora–Lakewood, CO Metropolitan Statistical Area, and the Front Range Urban Corridor. The Olde Town Arvada historic district is 7 miles (11 km) northwest of the Colorado State Capitol in Denver.

Source: https://en.wikipedia.org/wiki/Arvada,_Colorado

History of Arvada, CO

The first documented discovery of gold in the Rocky Mountain region occurred on June 22, 1850, when Lewis Ralston, a Georgia prospector headed for the California gold fields, dipped his sluice pan into a small stream near its mouth at Clear Creek. Ralston found about 1/4 ounce (6 g) of gold, then worth about five dollars. Ralston’s companions named the stream Ralston’s Creek in his honor, but they all left the next morning, drawn by the lure of California gold.

During the Pike’s Peak Gold Rush in 1858, Ralston brought another group of prospectors back to the site of his first discovery. The placer gold in the area soon played out, but hard rock deposits of gold were found in the mountains to the west. Some of the miners abandoned their search for gold and returned to farm the rich bottom land along Ralston Creek and Clear Creek. They found an eager market for their crops among other gold seekers. The Territory of Colorado was formed on February 28, 1861, and the farms in the valley expanded to feed the growing population of the region.

In 1870, the Colorado Central Railroad laid tracks through the area on its route from Golden to link up with the Kansas Pacific Railroad and the Denver Pacific Railroad at Jersey Junction, 3 miles (5 km) north of Denver. On December 1, 1870, Benjamin F. Wadsworth and Louis A. Reno platted the Ralston Point townsite along the railroad. To avoid confusion with other communities along Ralston Creek, Ralston Point was soon renamed Arvada in honor of Hiram Arvada Haskin, brother-in-law of settler Mary Wadsworth. Her husband, Benjamin Wadsworth, became the first postmaster of Arvada. Colorado was granted statehood on August 1, 1876, and the Town of Arvada was formally incorporated on August 14, 1904. A vibrant agricultural community, Arvada was once known as the “Celery Capital of the World.”

Arvada grew rapidly during the latter half of the 20th century as a suburb of nearby Denver, the state capital. Arvada became a Statutory City on October 31, 1951, and a Home Rule Municipality on July 23, 1963. By the end of the millennium, the population of Arvada exceeded 100,000.

Source: https://en.wikipedia.org/wiki/Arvada,_Colorado

Demographics of Arvada, CO

As of the census of 2010, there were 106,433 people, 42,701 households, and 28,927 families residing in the city. The population density was 3,028.1 people per square mile (1,207.6/km2). There were 44,427 housing units at an average density of 1,216.7 per square mile (469.7/km2) with a median value of $240,000. The racial makeup of the city was 89.08% White, 0.9% African American, 0.8% Native American, 2.2% Asian, 0.1% Pacific Islander, 3.5% from other races, and 2.7% from two or more races. Hispanic or Latino of any race were 13.7% of the population.

There were 44,427 households, out of which 31.9% had children under the age of 18 living with them, 52.5% were married couples living together, 10.7% had a female householder with no husband present, and 32.3% were non-families. 26.3% of all households were made up of individuals, and 9.8% had someone living alone who was 65 years of age or older. The average household size was 2.48 and the average family size was 3.00.

In the city, the population was spread out, with 23.4% under the age of 18, 5.5% from 20 to 24, 25.1% from 25 to 44, 29.8% from 45 to 64, and 13.8% who were 65 years of age or older. The median age was 40.5 years. There were 51,984 males and 54,539 Females.

The median income for a household in the city was $66,125 and the median income for a family was $78,591. Males had a median income of $42,126 versus $30,802 for females. The per capita income for the city was $24,679. About 4.6% of families and 6.4% of the population were below the poverty line.

Source: https://en.wikipedia.org/wiki/Arvada,_Colorado

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